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紀錄在案：債務重組紀錄與破產個案一樣會登記在破產管理署的名冊上，公眾可隨時查閱，但相對於破產，債務重組影響通常較小。

The repayment program should be based on an volume you may manage and your creditors will need to concur it. If you're making month to month payments the IVA will usually final for 5 or six several years.

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Receiving an IVA won’t commonly influence your task. It'd be an issue if you're employed in sure professions - one example is, if you are a solicitor or accountant. You may not be in a position to retain Doing work inside your career As you contain the IVA, or You could have to adhere to certain ailments.

Your IVA are going to be accredited in 債務重組邊間好 the Conference of creditors in case you conform to the modifications. Do the men and women I owe have to comply 債務重組收費 with the IVA?

We have found that this computer software contains advertisements or other ad-supported aspects through runtime.

結餘轉戶計劃，是銀行或財務公司的貸款產品，主要用作集中清還債務之用。借貸機構會批出較低息的新借貸計劃，助欠債人償還原有較高息的債務。透過償還高息債務，你的信貸評級也可受較少影響。

Should you owe money to persons or organizations within the EU You could’t normally add debts you owe to men and women or businesses from the EU.

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巿面上有不同種類公司提供債務重組服務，包括律師行、會計公司及專門處理債務重組等服務的公司，以下為數間提供債務重組服務的公司：

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